SHOP NOW, PAY LATER WITH
SHOP NOW,
PAY LATER WITH
Get what you want, when you want.
No interest or fees when you pay on time.ALL YOU NEED TO START
1. US-issued debit or credit card
2. To be over 18+ years old
3. A US billing address
Split your purchase into 4 easy payments with Klarna. Payments are automatically charged every two weeks so you can relax and enjoy your new clothes.
Here's how it works
SHOP
TORRID.COM
Add all the things you're
loving to your bag.
CHOOSE
KLARNA
Select “4 Interest-Free
Installments” at checkout.
RELAX, IT’S
ON AUTOPAY
Your first payment is taken when your order ships. The remaining three payments are automatically charged to your debit or credit card every two weeks.
FAQs
What is Klarna?
Klarna is an alternative payment method that offers Torrid shoppers a quick and easy shopping experience.
Learn more.
Can I use Klarna on international orders?
Sorry, Klarna is only available on orders being shipped to the 48 contiguous United States, Hawaii, Alaska and Washington D.C.
How does “Pay in 4” work?
“Pay in 4” allows you to spread any purchase between $50 and $1000 over 4 interest-free installments. Your first payment is taken when your order is shipped, and the next 3 payments will be automatically charged to your debit or credit card on file every 2 weeks. There are never any fees or interest if paid on time! Scheduled payments cannot be changed or updated. See full terms here.
Please note that your bank or financial institution may place a hold on your account for the first payment amount when order is placed.
I made a partial return on an order. How does that affect my remaining “Pay in 4” installments?
Klarna has you covered. Once your return has been processed, Klarna will update your total balance and adjustments will automatically be made to your remaining payments.
Standard Return Policy still applies. Click here to view our full Return Policy.
I returned my entire purchase and all “Pay in 4” installment payments have been made. How will I receive my refund?
Klarna will refund the entire purchase amount back to your original form of payment.
What happens if I miss a payment?
If Klarna is unable to collect a scheduled payment, you may be subject to a late fee of up to $7.00. You will receive an email notification from Klarna directly if payment has failed for whatever reason.
If you need to update your card information, click here for more info.
Which payment methods are accepted?
Klarna accepts all major debit and credit cards (ie: Visa, Mastercard, AMEX, Discover).
Does Klarna impact my credit score?
Klarna does not perform a hard inquiry so your credit score will not be impacted.
How do I contact Klarna?
Click here to contact Klarna anytime for any additional questions.
Please note that Klarna is an independent payment company and Torrid has no influence over whether payments are accepted or not.
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