SHOP NOW, PAY LATER WITH
SHOP NOW,
PAY LATER WITH
Get what you want, when you want.
No interest or fees when you pay on time.ALL YOU NEED TO START
1. US-issued debit or credit card
2. To be over 18+ years old
3. A US billing address
2 Ways To Shop!
Try Before You Buy
Order the items you want to try. Keep the things you love,
return any you don't—and pay in 30 days for the things you
kept.*
Here's how it works
SHOP
TORRID.COM
Add all the things you're
loving to your bag.
CHOOSE
KLARNA
Select “Try Before You Buy”
at checkout.
RELAX, IT’S
ON AUTOPAY
Keep what you love. Return what you don't within 30 days. On day 30, Klarna will charge your card for the things you kept.*
Split your purchase into 4 easy payments with Klarna. Payments are automatically charged every two weeks so you can relax and enjoy your new clothes.*
FAQs
What is Klarna?
Klarna is an alternative payment method that offers Torrid shoppers
a quick and easy shopping experience.
Learn more.
Can I use Klarna on international orders?
Sorry, Klarna is only available on orders being shipped to the 48 contiguous United States, Hawaii, Alaska and Washington D.C.
How does “Pay in 4” work?
“Pay in 4” allows you to spread any purchase between $30 and $1000 over 4 interest-free payments. Your first payment is taken when your order is shipped, and the next 3 payments will be automatically charged to your debit or credit card on file every 2 weeks. There are never any fees or interest if paid on time! Scheduled payments cannot be changed or updated*. See full terms here.
I made a partial return on an order. How does that affect my remaining “Pay in 4” payments?
Klarna has you covered. Once your return has been processed, Klarna
will update your total balance and adjustments will automatically be
made to your remaining payments.
Standard Return Policy still
applies.
Click here
to view our full Return Policy.*
I returned my entire purchase and all “Pay in 4” payments have been made. How will I receive my refund?
Klarna will refund the entire purchase amount back to your original form of payment.*
What happens if I miss a payment?
If Klarna is unable to collect a scheduled payment, you may be
subject to a late fee of up to $7.00. You will receive an email
notification from Klarna directly if payment has failed for whatever
reason.
If you need to update your card information, click
here
for more info.
How Does "Try Before You Buy" work?
"Try Before You Buy" gives you the opportunity to try on your purchases with no upfront payments and you only pay for what you keep! Once your order has shipped, you will receive an email from Klarna with further instructions on how to pay. See full terms here
Which payment methods are accepted?
Klarna accepts all major debit and credit cards (ie: Visa, Mastercard, AMEX, Discover).
Does Klarna impact my credit score?
Klarna does not perform a hard inquiry so your credit score will not be impacted.
How do I contact Klarna?
Click
here
to contact Klarna anytime for any additional questions.
Please
note that Klarna is an independent payment company and Torrid has no
influence over whether payments are accepted or not.
*CA resident loans made or arranged pursuant to a California Financing Law license.
